Products and Services
- Interest bearing checking
- Savings
- Visa platinum credit cards
- Auto loans
- Step-Up Loans
- Other loans
- Certificates of Deposit (CDs)
- IRA accounts
- Online banking
- Phone banking
- National shared branching
- Free learning opportunities
- Union Auto Trader
Interest bearing checking
- Free direct deposit
- Online Bill payer
- No minimum balance required
- No monthly fee
- Overdraft protection
- Visa debit card
Savings
- Free direct deposit
- You can belong with only a $25 deposit
Visa platinum credit cards
- No annual fee
- Personal credit limit up to $10,000
- Corporate credit limit up to $15,000
- Access your account anytime at www.ezcardinfo.com
- Earn bonus points for every $1 you charge! Exchange points for airline travel and merchandise at www.scorecardrewards.com.
Auto loans
- New and used auto, RV and boat loans
- Refinancing options
- Guaranteed Auto Protection (GAP) Services
- Download a loan application today!*
Step-Up Loans
Are you planning to go back to school? Do you need new tools – drills, stethoscopes, laptops – for work?
Taking the next step up in life can be difficult, especially on your finances. The Union Credit Union doesn't want financial barriers to stop you from achieving your dreams. Our special Step-Up Loan* can help you take the next step up in life.
* The Step-Up Program is provided with support of the National Credit Union Foundation via an Innovation Grant.
Other loans
- Personal lines of credit
- Debt consolidation
- Refinancing and extended warranty options
- Download a loan application today!*
Certificates of Deposit (CDs)
- Earn competitive dividends
- Minimum deposit of $2,500
- Available in 6- and 12-month terms
IRA accounts
- Invest in your future with possible tax advantages
- Option to make qualified withdrawals for future expenses
- Traditional and Roth IRAs
Merchant Services
For any business or Union who is currently, or wants to accept, credit and debit cards for payment.
- We are a nonprofit Credit Union. This helps us in getting you the lowest rates available for your processing needs.
- We will do a FREE rate comparison.
- Our contracts have NO sign up fees.
- Our contracts have NO term ending dates.
- Our contracts have NO early cancellation fees.
- If you need new equipment, or, updated equipment, (only if necessary), it will be provided at OUR COST.
- If your equipment uses a paper receipt, we will provide the paper FREE of charge.
- If you have a web site, we can add a shopping cart for accepting dues. Set up recurring billing for member dues and send automatic email reminders to members that their dues have been charged. This means no more late payments and no more late fees.
Online banking
- Customize and access your account 24-hours a day
- Pay bills
- Transfer funds between accounts – even to other members
- Request a check withdrawal
- View your transaction history
- View check copies and order checks
- Stop payment on a check
- Apply for a loan
Phone banking
- Make transfers
- Request check withdrawals
- Check your transaction history
- Call (800) 860-5704 (CU #904)
National shared branching
- Look for the swirl
- Access to The Union Credit Union accounts at thousands of locations nationwide
- Access to your money at thousands of 7-Eleven stores nationwide
- Deposits
- Withdrawals
- Transfers
- Loan payments
- Advances
- Account balances
Free learning opportunities
The Union Credit Union wants all of our members to achieve financial independence. We offer free weekly courses for any member who wants to learn more about money. Topics include:
- Web banking
- Personal budgeting
- Identity theft
- Credit report improvement
- Protecting yourself from fraud
- Purchasing a home
- How to save
- Retirement planning
- Don't see the topic you want? Let us know. We are here for you.

